LEGAL
Controller: TaxPigeon (operated by Rivara Consulting Ltd, registered in England & Wales)
Contact: privacy@taxpigeon.co.uk
Service: WhatsApp-based AI agent for expense & income tracking, and HMRC MTD submissions
This policy applies to all users of the TaxPigeon service.
TaxPigeon is operated by Rivara Consulting Ltd ("we", "us", "our"), a company registered in England and Wales. We are the data controller for personal data collected through the TaxPigeon service. For the purposes of the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018, we are responsible for deciding how and why your personal data is processed.
We do not collect payment card details, passwords, National Insurance numbers, or any biometric data. We do not use cookies or tracking technologies on any website or app surface.
We process your personal data only for the purposes set out below. Each purpose is matched to a lawful basis under UK GDPR Article 6.
| Purpose | Data Used | Lawful Basis |
|---|---|---|
| Receipt categorisation | Receipt images sent to Anthropic API | Performance of contract (Art. 6(1)(b)) |
| Financial record keeping | Stored on your account only | Performance of contract (Art. 6(1)(b)) |
| HMRC MTD submissions | UTR, financial data sent to HMRC | Legal obligation (Art. 6(1)(c)) / Contract (Art. 6(1)(b)) |
| WhatsApp communication | Phone number sent to Twilio | Performance of contract (Art. 6(1)(b)) |
| Service improvement | No personal data used (aggregated only) | Legitimate interests (Art. 6(1)(f)) |
| Legal compliance | As required by law | Legal obligation (Art. 6(1)(c)) |
We do not use your personal data for advertising, profiling for marketing, or any automated decision-making that produces legal or similarly significant effects on you.
We share your data only with the following third parties, each acting as a data processor under a written agreement with us, or as an independent controller where noted:
| Third Party | Purpose | Data Shared | Location / Safeguard |
|---|---|---|---|
| Twilio Inc. | WhatsApp message delivery | Phone number, message content | US — Standard Contractual Clauses (SCCs) |
| Anthropic PBC | AI processing of receipt images | Receipt images (not stored post-processing) | US — Standard Contractual Clauses (SCCs) |
| Amazon Web Services | Cloud hosting and encrypted storage | All account data (encrypted at rest) | UK (eu-west-2, London) |
| HMRC | MTD quarterly submissions (independent controller) | UTR, income/expense summaries | UK — no transfer outside UK |
We do not sell, rent, or otherwise transfer your personal data to any third party for their own commercial purposes.
Twilio and Anthropic are headquartered in the United States. Where we transfer your personal data outside the UK, we ensure an equivalent level of protection is in place through UK International Data Transfer Agreements (IDTAs) or Standard Contractual Clauses (SCCs) approved by the UK Information Commissioner's Office (ICO), or adequacy decisions issued by the UK Secretary of State.
While we take appropriate technical and organisational measures to protect your data, no system is entirely immune to risk. In the unlikely event of a data breach that poses a risk to your rights and freedoms, we will notify you and the ICO within 72 hours of becoming aware.
As a data subject under the UK GDPR and Data Protection Act 2018, you have the following rights. You may exercise any of these rights by contacting us at privacy@taxpigeon.co.uk or by messaging us on WhatsApp.
Right of access (Article 15)
Request a copy of the personal data we hold about you (a Subject Access Request).
Right to rectification (Article 16)
Ask us to correct inaccurate or incomplete personal data.
Right to erasure (Article 17)
Request deletion of your personal data ('right to be forgotten'), subject to our legal retention obligations.
Right to restriction (Article 18)
Ask us to pause processing of your data in certain circumstances, for example while a dispute is resolved.
Right to data portability (Article 20)
Receive your data in a structured, machine-readable format and transfer it to another provider where technically feasible.
Right to object (Article 21)
Object to processing based on legitimate interests. We will cease processing unless we can demonstrate compelling legitimate grounds.
Rights related to automated decision-making (Article 22)
We do not make solely automated decisions that produce legal or similarly significant effects.
We will respond to your request within one calendar month. You also have the right to withdraw consent at any time where processing is based on consent (for example, HMRC OAuth authorisation).
If you believe we have handled your personal data in a way that does not comply with UK data protection law, you have the right to lodge a complaint with the Information Commissioner's Office (ICO). We would appreciate the opportunity to address your concern first — please reach out to us at privacy@taxpigeon.co.uk.
Information Commissioner's Office (ICO)
Website: ico.org.uk
Telephone: 0303 123 1113
Address: Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF
TaxPigeon is intended for use by adults who are self-employed, freelancers, or small business owners. The service is not directed at children under the age of 18. We do not knowingly collect personal data from anyone under 18. If you believe a child has provided us with personal data, please contact us immediately at privacy@taxpigeon.co.uk and we will delete it promptly.
TaxPigeon uses artificial intelligence (provided by Anthropic) to analyse receipt images and categorise expenses. This automated processing is a core feature of the service and is necessary to provide the receipt categorisation functionality you have requested. It does not produce legal or similarly significant effects about you — you always retain the ability to review, correct, or override any categorisation.
We may update this Privacy Policy from time to time to reflect changes in our practices, the services we offer, or applicable law. When we make material changes, we will notify you via WhatsApp at least 14 days before the changes take effect and update the 'Last updated' date at the top of this document. Your continued use of TaxPigeon after the effective date of any changes constitutes your acknowledgement of the updated policy.
If you have any questions, concerns, or requests relating to this Privacy Policy or our data practices, please contact us:
Email: privacy@taxpigeon.co.uk
WhatsApp: Message us directly via the TaxPigeon service
Post: Rivara Consulting Ltd, England & Wales
We aim to respond to all privacy enquiries within 5 business days.
TaxPigeon is operated by Rivara Consulting Ltd, registered in England & Wales. UK GDPR compliant.
© 2026 Rivara Consulting Ltd. All rights reserved.